Notice of your Financial Privacy Rights
The confidentiality, security, and integrity of your nonpublic personal information - we restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
The information that we collect
We collect nonpublic personal information about you from the following sources:
- information we receive from you on applications or other forms
- information about your transactions with us
- information about your transactions with nonaffiliated third parties
- information from a consumer reporting agency
Nonpublic personal information and nonaffiliated third partiesWe will not disclose your nonpublic personal Information to nonaffiliated third parties, except as permitted by law.
Nonpublic personal information and former membersWe do not disclose nonpublic personal information about former members, except as permitted by law.
You have the right to chooseWe may disclose nonpublic personal information about you in the future to nonaffiliated third parties to provide our members with information about additional products and services.
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.
Your right to block the disclosure of your nonpublic personal informationNonaffiliated third parties. If you do not want us to share your nonpublic personal information with nonaffiliated third parties in the future, you can block the release of certain nonpublic personal information. This is known as your right to "opt out."
Your decision to block the disclosure of your nonpublic personal information will apply to all products and services you receive from us.
Opt out forms are located at all Pearl Hawaii Federal Credit Union locations.
Definition of termsNonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
An affiliate is a company we own or control.
A nonaffiliated third party is a company that is not an affiliate of ours.
Opt out means a choice you can make to prevent certain sharing of information.
Like many other Web sites, www.phfcu.com makes use of log files. These files merely logs visitors to the site - usually a standard procedure for hosting companies and a part of hosting service's analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user's movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.
Cookies and Web Beacons
You will be able to opt-out of being targeted for any behavioral advertising by any member of the Internet Advertising Bureau.
DoubleClick DART Cookie
→ Google's use of the DART cookie enables it to serve ads to our site's visitors based upon their visit to www.phfcu.com and other sites on the Internet.
Our Advertising Partners
www.phfcu.com has no access to or control over these cookies that are used by third-party advertisers.
Third Party Privacy Policies
If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites. Privacy Policies
We believe it is important to provide added protection for children online. We encourage parents and guardians to spend time online with their children to observe, participate in and/or monitor and guide their online activity. www.phfcu.com does not knowingly collect any personally identifiable information from children under the age of 13. If a parent or guardian believes that www.phfcu.com has in its database the personally-identifiable information of a child under the age of 13, please contact us immediately (using the contact in the first paragraph) and we will use our best efforts to promptly remove such information from our records.