Our Mission

The mission of Pearl Hawaii Federal Credit Union (PHFCU) is to protect the assets of the membership, maximize investments and loan programs, maintain a safe and secure environment, encourage savings and thrift, provide consumers with savings and loan products at favorable interest rates, and provide quality and friendly service to our members.

Our Vision

  • Remain financially sound, providing a selective range of financial services and products which mutually benefit both the membership and the credit union
  • Committed to improving the financial condition and quality of life of its members
  • A model employer with commitment to its employees and their quality of life
  • A model credit union in the State of Hawaii and a leader in providing members with convenient, quality and state-of-the-art financial services