CERTIFICATE RENEWAL | SAVINGS YOU CAN COUNT ON
The Certificate Renewal form is for existing Pearl Hawaii members. If you are not a member, you can get started by opening an account online.
Your certificate will be maturing soon and may automatically renew for the same maturity term at the rate in effect at the time of maturity. This certificate will be subject to dividend compounding. The annual percentage yield is based on an assumption that dividends will remain on deposit until maturity. Dividends will be compounded and credited monthly. A withdrawal of dividends will reduce earnings.
Rates are subject to change at any time. If you choose to renew your certificate, the dividend rate and annual percentage yield (APY) that will apply have not yet been determined. Please call Pearl Hawaii at 808.737.4328 (73.PHFCU) to inquire about the APY applicable to your certificate.
Renew Your Certificate
Certificates
| Term | Minimum Balance | APY* | |
|---|---|---|---|
| 36 Months | $1,000 | 0.65% | Open |
| 24 Months | $1,000 | 0.50% | Open |
| 14 Month | $1000 | 3.00%** | Open |
| 20 Month | $1000 | 1.25%*** | Open |
| 12 Months | $1,000 | 0.45% | Open |
| 6 months | $1,000 | 0.25% | Open |
| 30 to 179 days | $1,000 | 0.20% | Open |
*APY = Annual Percentage Yield. The rate is effective November 9, 2022. Promotion and offer may end or change at any time. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Federally insured by NCUA.
**This offer, including the stated Annual Percentage Yield (APY), is effective November 9, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 14-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.
***This offer, including the stated Annual Percentage Yield (APY), is effective October 25, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 20-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.