Earn up to $10 Cash Back Every Month

ENJOY CHECKING THAT PAYS YOU

With no minimum balance and no monthly maintenance fees, now you can get paid by simply opening a Cash Back Checking account. By doing a few things that you may do already, you can earn up to $10.00 per month. All it takes is a couple of minutes of your time and we will do the rest…

upgrade

CASH BACK CHECKING BENEFITS*

Earn up to $10.00 per month cashback when you spend $400 on qualified debit card purchases (2.50%* of purchases)
No minimum balance
No monthly maintenance fees
Nationwide ATM withdrawal fee refunds up to $20 per cycle
You are eligible to open Kasasa Saver^®* and earn an additional 0.75% APY

WHAT YOU NEED TO DO MONTHLY*

Conduct 12 Debit Card Purchases
Enroll into e-Statements
Log into PHFCUOnline at least 1x
Be a member in good standing
Easy-peasy!

HIGH-YIELD REWARD CHECKING MAY BE YOUR ANSWER

Pearl Hawaii’s reward checking accounts pay either a high-interest rate, cash back, or credit with one of your favorite vendors. Typically, you can earn more with Pearl Hawaii’s reward checking than you can get from a savings account, certificate of deposit (CD), or certificates. Also, you can spend from your account easily without locking in your funds for a period of time.

Our world is constantly shifting and changing. Dividends are also consistently fluctuating. These days, it seems like change is the only thing that is a certainty. However, Pearl Hawaii’s checking options can give you a way to take control of your dividends.

See Rates

WITH REWARD CHECKING, YOU ARE IN CONTROL

With our reward checking accounts*, you can choose between a high rate, cash back, or a monthly $10 reward from iTunes, Amazon, or Google. To get the rewards, do things that you probably do already. Simply, conduct 12 Debit Card authorized purchases per month, log into PHFCUOnline once per month, and be enrolled in e-statements… Easy-peasy.

ADDITIONAL BENEFITS INCLUDE:

No minimum balance
No monthly maintenance fees
Nationwide ATM withdrawal fee refunds up to $20 per cycle
With Kasasa Cash* and Kasasa Cash Back*, you gain access to Kasasa Saver**

BUILD YOUR OUR SAVINGS… AUTOMATICALLY.

Our Kasasa Saver account is simple, straightforward, and earns a competitive rate. You can pair it with our reward checking, Kasasa Cash or Cash Back, accounts that earn great rewards, like cash back or extra interest.

KASASA SAVINGS BENEFITS:

No monthly service fees
No minimum balance
0.75% APY up to a balance cap of $20,000 (If account requirements are met)
Earn a base rate of 0.005% APY (If the account requirements are not met)

Simply, open your account and get started immediately.

CHECKING LINKS

CHECKING TIPS

If you are an existing member who wants to add a Traditional Checking account, please click: Add New Checking

If you are interested in becoming a member, please open an account here: Open New Account