You
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Debt Consolidation Loan | Getting Rid of High-Interest Debt
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Think Inside the Box (The Safe Deposit Box)
PHFCU’s Safe Deposit Box is a convenient place to store items that would be difficult or impossible to replace, offers privacy (only you know what is inside), and security.
Rates
| Term | Minimum Balance | APY* |
|---|---|---|
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36 Months |
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24 Months |
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12 Months |
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8 Months |
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6 Months |
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1-5 Months |
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|
Rates effective as of: April 24, 2025
*APY = Annual Percentage Yield. The rate is effective 1/29/24. Promotion and offer may end or change at any time. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day grace period after maturity. Fees could reduce the earnings on the account. Penalties apply for early withdrawals. Other restrictions may apply. Federally insured by NCUA. **APY = Annual Percentage Yield. This offer is effective 12/16/24. Promotion and offer may end or change at any time. The minimum balance is $1,000; no maximum balance. Penalties apply for early withdrawals. Fees could reduce the earnings on the account. Other restrictions may apply. Offer is available to only new monies deposited from financial institutions other than Pearl Hawaii. Federally insured by NCUA.
Savings Rates
| Account | Minimum Balance | APY* | |
|---|---|---|---|
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Pearl Savings |
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Open |
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Jumbo Savings |
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Open |
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Holiday Savings** |
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Open |
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Secondary Savings |
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Open |
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Momi's Money (Children's Savings) |
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Open |
Rates effective as of: April 24, 2025
*Annual Percentage Yield. Rates are subject to change without prior notice. Savings Rates and terms effective June 3, 2021. Fees could reduce the earnings on the account.
**Annual Percentage Yield. Deposits can be made to this account between November 1st and October 31st of each year. On November 1st, funds in the account will be transferred to the member’s checking or savings account (if checking is not available). $5.00 minimum balance to open and earn APY. There is a $5.00 fee per withdrawal. Fees could reduce the earnings on the account. Federally insured by NCUA.
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| Column Title | Column Title | Column Title |
|---|---|---|
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Rates effective as of: April 24, 2025
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Open Account
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By accessing this link, you will be leaving the Credit Union’s web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.
We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
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