Pearl Rewards Platinum
Life should be rewarding
No red tape. No gimmicks. Earn a point for every dollar you spend.
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Lower rates, fewer fees
What's better than a rewards card? A rewards card with no annual fees and comfortably low rates. Every purchase adds to your points, which are easy to redeem at our rewards site.- Cash back rewards
- Shopping rewards
- Travel rewards
- And more!
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Rates & Calculator
Credit Cards
Loan Type** Description Minimum Amount Max Amount APR* AS LOW AS PHFCU Classic VISA Credit Card Fixed Rate $500.00 $15,000.00 13.90% apply request increase PHFCU Visa Secured Credit Card Secured with Savings Account $500.00 $5,000.00 13.90% apply request increase PHFCU Platinum Rewards Variable Rate $500.00 $15,000.00 6.99% + Prime apply request increase *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. **See Visa Credit Card Disclosures for additional information.
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To change the PIN on your credit card, please call 1-866-820-3015.If your card is lost or stolen, please call 808-73-PHFCU (737-4328) during business hours or 1-866-820-3015 after business hours to report the missing card.Once you receive your card, you can activate it by calling 866-883-8472.Yes! It's 866-820-3015.