Pearl Rewards Platinum
Life should be rewarding
No red tape. No gimmicks. Earn a point for every dollar you spend.

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Lower rates, fewer fees
What's better than a rewards card? A rewards card with no annual fees and comfortably low rates. Every purchase adds to your points, which are easy to redeem at our rewards site.- Cash back rewards
- Shopping rewards
- Travel rewards
- And more!
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Rates & Calculator
Credit Cards
Cards** Type Min Max APR* AS LOW AS PLATINUM Variable $500 $20,000 11.49% - 18.00% apply request increase REWARDS PLATINUM Variable $500 $20,000 13.49% - 18.00% apply request increase CASH BACK PLATINUM Fixed $500 $30,000 18.00% apply request increase SECURED Fixed $500 $10,000 18.00% apply request increase *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice.
**See Credit Card Disclosures for additional information.