Pearl Rewards Platinum
Life should be rewarding
No red tape. No gimmicks. Earn a point for every dollar you spend.
Lower rates, fewer feesWhat's better than a rewards card? A rewards card with no annual fees and comfortably low rates. Every purchase adds to your points, which are easy to redeem at our rewards site.
- Cash back rewards
- Shopping rewards
- Travel rewards
- And more!
Rates & Calculator
Loan Type** Description Minimum Amount Max Amount APR* AS LOW AS PHFCU Classic VISA Credit Card Fixed Rate $500.00 $15,000.00 13.90% apply request increase PHFCU Visa Secured Credit Card Secured with Savings Account $500.00 $5,000.00 13.90% apply request increase PHFCU Platinum Rewards Variable Rate $500.00 $15,000.00 6.99% + Prime apply request increase
*Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. **See Visa Credit Card Disclosure for additional information. Platinum Visa Disclosure, Visa Credit Card Agreement, Classic and Secured Classic Visa Disclosure.
If your card is lost or stolen, please call 808-73-PHFCU (737-4328) during business hours or 1-866-820-3015 after business hours to report the missing card.Once you receive your card, you can activate it by calling 866-883-8472.Yes! It's 866-820-3015.