PHFCU Secured Visa Card
We believe in second chances
Get your credit back on track—or build it from the ground up.
How it all worksWith this Visa card, you'll make a cash deposit to your account first, which determines your credit limit. For example, if you deposit $500, you can borrow up to $500. It might seem like you're just moving the money around, but really it's a no-risk way to build your credit score fast. Apply and get started.
- Low, fixed rates
- No annual fees
- No application fees
Rates & Calculator
Loan Type** Description Minimum Amount Max Amount APR* AS LOW AS PHFCU Classic VISA Credit Card Fixed Rate $500.00 $15,000.00 13.90% PHFCU Visa Secured Credit Card Secured with Savings Account $500.00 $5,000.00 13.90% PHFCU Platinum Rewards Variable Rate $500.00 $15,000.00 6.99% + Prime
*Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. **See Visa Credit Card Disclosure for additional information. Platinum Visa Disclosure, Visa Credit Card Agreement, Classic and Secured Classic Visa Disclosure.
If your card is lost or stolen, please call 808-73-PHFCU (737-4328) during business hours or 1-866-820-3015 after business hours to report the missing card.Once you receive your card, you can activate it by calling 866-883-8472.Yes! It's 866-820-3015.