This form is for existing Pearl Hawaii members. If you are not a member, you can get started by opening an account online.
This form is for Certificates only. To open or transfer to an IRA Certificate, please visit any location.
Certificates
| Term | Minimum Balance | APY* | |
|---|---|---|---|
| 36 Months | $1,000 | 0.65% | Open |
| 24 Months | $1,000 | 0.50% | Open |
| 14 Month | $1000 | 3.00%** | Open |
| 20 Month | $1000 | 1.25%*** | Open |
| 12 Months | $1,000 | 0.45% | Open |
| 6 months | $1,000 | 0.25% | Open |
| 30 to 179 days | $1,000 | 0.20% | Open |
*APY = Annual Percentage Yield. The rate is effective November 9, 2022. Promotion and offer may end or change at any time. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Federally insured by NCUA.
**This offer, including the stated Annual Percentage Yield (APY), is effective November 9, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 14-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.
***This offer, including the stated Annual Percentage Yield (APY), is effective October 25, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 20-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.