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Q | Can I open an account?

A |  Opening an account is easy-peasy! All you need is a little bit of information, an ID, $5.00*, and a dream (and happen to meet one of the criteria below).

 

CRITERIA

  • Live, work, worship, or attend school on O’ahu.
  • Be a family member of someone who lives, works, worships, or attends school on O’ahu (i.e., spouse, child, parent, grandparent, grandchild, sibling, or even related through a step, adoptive, or foster relationship).
  • Be a household member of someone who lives, works, worships, or attends school on O’ahu (For example, if your son attends school on Oahu but you live on another island or in another state- you still can join!).

 

INFORMATION NEEDED

  • ID (Government issued, Driver’s License, State ID, Passport)
  • your mailing and physical address
  • social security number
  • date of birth

 

Open an account at any location or online.

 

*Membership is a $5 minimum deposit into a Savings Account (waived with e-statements).

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Rates effective as of: November 6, 2025

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Important Security Alert – Individuals impersonating Pearl Hawaii FCU’s Fraud Department have been calling members and asking them to verify fraudulent transactions. Don’t provide them with your information. Call us directly at (808)737-4328 to report the incident .