Financial Counseling is for anyone struggling with debt, facing difficult housing decisions, or feeling overwhelmed by their finances.
Pearl Hawaii Federal Credit Union is dedicated to providing financial literacy to Oahu. Due to the ever-changing financial environment, it has become increasingly important for consumers to understand basic financial fundamentals. Over time, financial literacy can have a profound and positive impact on the community.
Pearl Hawaii is a proud sponsor Banzai, an interactive, award-winning financial literacy program used by millions of students throughout the United States. Through this sponsorship, we are able to provide you Greenpath. GreenPath is a non-profit organization that helps people manage difficult financial situations through counseling, education, and actionable solutions. For nearly 60 years, GreenPath has made increased financial wellness a reality for hundreds of thousands of people.
Often, the biggest roadblock toward getting help in a tough financial situation is a sense of embarrassment. But asking for help is not something to be ashamed of—millions of Americans have found themselves in similar circumstances. You are not alone and GreenPath may be able to help. Overall, GreenPath can provide relief from the stresses of an unsteady financial situation. Additionally, every conversation with a GreenPath counselor is completely confidential.
Contact them at (844) 572-5922.
What is GreenPath?
GreenPath offers many services to help people find financial wellness. One of their most powerful services helps people take control through debt counseling. Simply, they also offer an effective Debt Management Plan (DMP) that allows people to completely pay off the unsecured debt in an average of three to five years. Last year, GreenPath helped over 65,000 households pay off more than $200 million in debt.
Does Financial Counseling cost anything?
GreenPath’s general counseling is completely free with other services requiring small fees.
Are the Finacial Counselors certified?
All GreenPath counselors are certified by the National Foundation for Credit Counseling (NFCC). This means they have the training and experience to understand and help. Along with their professional counseling services, they also offer webinars, a podcast, and a blog filled with experiences and information. You can learn more by calling them at (844) 572-5922.
How does it work?
When you call GreenPath, you will be connected with an expert who will listen to your situation without judgment. GreenPath focuses on helping you pay off all of your debt rather than settling it. While debt settlement plans can erase some of the debt that you owe, it can also be extremely damaging to your credit score. GreenPath assures creditors that their clients will pay off their debt and then uses that assurance to negotiate things like reduced interest rates and lower monthly payments. Their DMP is a particularly effective system for helping their clients get out of debt.
Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.
Neither Banzai nor its sponsoring partners make any warranties or representations as to the accuracy, applicability, completeness, or suitability for any particular purpose of the information contained herein. Banzai and its sponsoring partners expressly disclaim any liability arising from the use or misuse of these materials and, by visiting this site, you agree to release Banzai and its sponsoring partners from any such liability. Do not rely upon the information provided in this content when making decisions regarding financial or legal matters without first consulting with a qualified, licensed professional.