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Pearl Hawaii Credit Union
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Disability Insurance


Protect yourself and your family by insuring your income.

Disability Income
  • A Safety Net

    Life happens. Plan for a soft landing if you get hurt or too sick to work. Set up disability insurance so if you’re down and out, you can focus on getting better. When a crisis strikes, this insurance provides what you need until you’re back on your feet.
    • Peace of mind
    • Security for your family
    • Assistance during recovery





    Chris Kaminaka
    Financial Advisor
    Pearl Hawaii Wealth Advisors
    Located at: Pearl Hawaii Federal Credit Union
    94-449 Ukee Street, Waipahu, Hawaii 96797
    Phone 808.218.6268 | Email

    Check the background of this investment professional on FINRA BrokerCheck.

    As a LPL Financial Advisor, Chris is qualified to provide credit union members with professional assistance, quality financial products, and dependable service. Chris is a Registered Representative of LPL Financial, a broker/dealer with a select portfolio of securities products, such as mutual funds, and a member of FINRA and SIPC. Chris is also a licensed insurance agent. It’s easy to get started. Please contact me for a no-cost, no-obligation consultation.


    *Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Pearl Hawaii Wealth Advisors is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Pearl Hawaii Wealth Advisors and may also be employees of Pearl Hawaii Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Pearl Hawaii Federal Credit Union or Pearl Hawaii Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:

    Representatives are neither tax advisors nor attorneys. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.


    A | If your advisor is creating your account, then you will receive an email invitation to register. Once you click on the link to start the activation process, you will be asked to enter the last four digits of your SSN and the email address that we have on file. The first time that you log in we will send you a one-time passcode to your mobile phone number to verify your identity. If you have difficulty creating your profile, you can contact your financial professional for help. Contact Chris Kaminaka, Financial Advisor at Phone 808.218.6268 or Email  For instructions to sign in online, visit Pearl Hawaii Wealth Advisors.  
    A | Please make checks payable to LPL Financial. Send payments to Pearl Hawaii Federal Credit Union, 94-449 Ukee Street, Waipahu, Hawaii 96797, ATTN: Chris Kamaka
    A | Absolutely! Enabling online trading simply adds to the services provided through your Pearl Hawaii Wealth Advisor's account.
    A | Online trades may be executed during the market hours of 8:30 a.m. - 3 p.m., CT. Online trades which are placed outside of market hours will be processed on the next market day.
    A | Your Brokerage account can be set up to automatically sweep proceeds from sales of securities into your credit union account, and draw from your credit union account to pay for purchases of securities. To set this up, simply contact Chris Kaminaka, Financial Advisor by Email or call  (808) 218-6268. 



Prepare for a Rainy Day

To meet with our financial advisor and get set up with disability insurance, call 808-737-4328 (73-PHFCU).