Our Special Offers
Teen Debit & Checking
3 Year HELOC Fixed Intro Rate
8 Month Certificate Special
Hawaii Foodbank X Pearl Hawaii
Pearl Hawaii FCU Partners with Hawai‘i Foodbank to fight hunger. At Pearl Hawaii Federal Credit Union, community comes first. We’re proud to partner with Hawai‘i Foodbank to help nourish our keiki, kupuna, and families across O‘ahu.
RATES
View Pearl Hawaii Rates*APR = Annual Percentage Rate
Trust. Nurture. Inspire.
Bank on great service and financial products. At Pearl Hawaii, we are banking with oomph. From home or car loans to Hawaii’s most innovative banking services, Pearl Hawaii is committed to you. Bank at any of our Oahu locations in Waipahu, Ewa Beach, Waianae, Honolulu, Pearl Harbor, or near the Airport. Additionally, you can bank using PHFCUOnline just like one of our branches.
Certificate of Deposit (CD) Rates
View Pearl Hawaii Rates*APY = Annual Percentage Yield
$1000 Minimum BalanceCHECKING, SERVICES, AND MORE!
Checking with all of the amenities you need… Live freely with no minimum balance requirements, no monthly fee, free online banking, free bill payment, a free debit card, free mobile banking, free transfers, and more…. Open your account now.
LOANS FOR EVERY NEED
Pearl Hawaii can supply you with the best interest rates on loans for every phase of life. We have a variety of loan products to help you. For example, some of the loan services include personal loans, auto loans, credit cards, home mortgages, credit cards, or even emergency loans. Overall, we are here to help you every step of the way. Speak with one of our friendly loan specialists at our any location to discuss your personal needs and select the most appropriate loan product for you. APPLY to get started.
Our family has gone to Pearl Hawaii for our banking needs for many years because, in our experience, they are Oahu’s best bank. We love how innovative they are and they have low auto loan and personal loan rates. Thank you Pearl Hawaii! You guys are awesome!
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Rates effective as of: October 21, 2025
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