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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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Certificates

Get paid to save

The more you save; the more you earn.

saving certificates
  • Savings your way

    • A certificate is a perfect way to get more out of your savings account. Choose how long you want to deposit your money, and how much you want to deposit. Then, simply sit back and watch it grow.
    • Open with just $1000 and choose your term... With our special certificate rates, you can boost savings for future goals—from down payments on big purchases to retirement nest eggs and more.
       
     
    • SET IT & FORGET IT Opening a certificate is easy. Once it’s set up, just watch your savings grow.
    • DEPENDABILITY Certificates are a low-risk way to earn more, with fixed-rate returns guaranteed for the entire term of the account.
    • SECURITY Get extra peace of mind knowing your money is protected by the NCUA.
      open an account chat
  • Certificates

    Term Minimum Balance APY*
    36 Months $1,000 0.65% Open
    24 Months$1,000 0.50% Open
    14 Month$10003.00%**Open
    20 Month$10001.25%***Open
    12 Months $1,000 0.45% Open
    6 months $1,000 0.25% Open
    30 to 179 days $1,000 0.20% Open

    *APY = Annual Percentage Yield. The rate is effective November 9, 2022. Promotion and offer may end or change at any time. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Federally insured by NCUA.

    **This offer, including the stated Annual Percentage Yield (APY), is effective November 9, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 14-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.

    ***This offer, including the stated Annual Percentage Yield (APY), is effective October 25, 2022. Promotion and offer may end or change at any time. Promotion is applicable to Pearl Hawaii Certificates and IRA Certificates. The minimum balance is $1000; no maximum balance. Deposits and withdrawals are subject to a seven-calendar-day period. Penalties apply for early withdrawals. Other restrictions may apply. Certificates will automatically renew after the first 20-month term unless the member submits a written notification. Thereafter, the certificate will automatically renew to a 12-month term. Member's loans and accounts must be current. Dividends will be compounded and credited monthly.

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