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Pearl Hawaii Credit Union
Android GET - On the App Store
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Pearl Hawaii Credit Union
Apple GET - On the App Store

Benefits & Services

Hawaii Secured Loan

Once you open an account at Pearl Hawaii, you will be able to take advantage of several benefits and services to assist you with your banking needs.

 

CD Rates | Key and door

ACCESS

Shared Branching Pearl Hawaii members have access to many locations locally and thousands nationwide

Mobile App Download our app from your smart phone’s app store (search for Pearl)

ATM Access Members have surcharge-free access through First Hawaiian Bank ATMs.

PHFCUOnline

Digital Wallets (Apple, Google, Samsung)

PHFCUOnline

  • Open or Add accounts
  • See past statements
  • Pay your bills
  • View checks
  • Transfer funds to your other accounts, at another financial institution, to another member, or you can use PearlPay to transfer to someone not with Pearl Hawaii.
  • Manage Money with LIFE (Loans, Investments, Finances, Earnings) Manager
  • Deposit Checks with SnapDeposit
  • Secured Messaging
  • Apply for a Loan

register login instructions

LOANS

  • Personal (Emergency, Tax, Debt Consolidation, plus more!)
  • New Auto
  • Used Auto (up to 12 model years old)
  • Motorcycle
  • Partially Secured
  • Overdraft Lines of Credit
  • Savings Certificate Secured
  • Share Secured
  • Credit Cards
  • Smart Advance1 (Payday Loan Option)
  • PAL Certificate (Pre-Approved Loan)
  • Student Loan- Sallie Mae
  • Credit Create (First Time Credit Program)

HOME LOANS

  • 30 Year Mortgages (Conventional, Investment, First Time Home buyer available)
  • Home Equity Loans (up to 30 year terms)
  • Home Equity Lines of Credit (HELOC)
  • Closed-End Second Mortgage Loans
  • HELOC Fixed Advance
  • No Point Options

LOANS PRODUCTS

  • Guaranteed Auto Protection (GAP) Plus
  • Mechanical Repair Coverage (MRC)
  • Pre-Approved Loan (PAL) Certificate
  • Automatic Payments
  • Loan Debt Protection
  • Loan Protection

ACCOUNTS

  • Savings Accounts
  • Checking Accounts
  • Checking Rewards (Cash, Cash Back, or Gift Card)
  • Jumbo Savings Account
  • Holiday Savings
  • Savings Certificates
  • Momi’s Money (Kids aged 12 and younger)
  • Teen Debit Account (Teens aged 13-17)

Some of your Services

INVESTMENTS

Pearl Hawaii Wealth Advisors

  • Retirement
  • Financial Management
  • Education Planning
  • Wealth Management Investments Individual Retirement (IRA)
  • Meet your Advisor

INSURANCE

  • Life
  • Long-Term Care
  • Disability Income
  • Accidental Death and Dismemberment
  • Term Life
  • Whole Life
  • Lifetime Income Plan
  • Auto
  • Home