Accidental Death + Dismemberment (AD&D)
An Extra Cushion
Claim your $2,000 AD&D policy at no cost for members.
Accidental Death & Dismemberment (AD&D) Can HelpAccidental Death & Dismemberment Insurance can help give your family a safety net. Accidents can happen anytime. Don't leave them unprepared. Your untimely accidental death could leave your family with long-lasting financial burdens.
How does it work?As a member of Pearl Hawaii Federal Credit Union, you are eligible to enroll for $2000 of no-cost TruStage® Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance. AD&D Insurance can pay your beneficiary a cash benefit if you die in an accident. It also pays benefits if you are hospitalized or suffer dismemberment due to a covered accident.
What's covered?Once you enroll, AD&D Insurance pays a cash benefit to your beneficiary if you die from a covered accident or you suffer a covered serious injury. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family's (Family Plan) with up to an additional $300,000 in coverage. Acceptance is guaranteed and there are no medical questions.
- $2000 Cash Benefit for Accidents
- Redeemable for Qualifying Injury or Death
- Covers You and Your Family
- Option to Buy More Coverage