INVEST WHERE YOU BELONG
Our Pearl Hawaii financial advisor is a professional with many years of experience. He knows how to guide you to get the most out of your assets, big or small. Want to save for a dream home? Plan for retirement? Start a nest egg for your child’s future? The possibilities are endless.
MANAGE YOUR INVESTMENTS WITH EASE
When you open an account with Pearl Hawaii Wealth Advisors, you have the ability to manage multiple types of investments. Additionally, you can access your account anywhere and anytime. Partner with a financial professional to understand your unique financial situation. To get started down a path to financial freedom, make an appointment.
OUR FINANCIAL ADVISOR
Chris N. Kaminaka, Financial Advisor
Check the background of this investment professional on FINRA BrokerCheck.
CONTACT
MAILING ADDRESS
ACCESS YOUR PORTFOLIO
Check the background of this investment professional on FINRA BrokerCheck.
As a LPL Financial Advisor, Chris is qualified to provide credit union members with professional assistance, quality financial products, and dependable service. Chris is a Registered Representative of LPL Financial, a broker/dealer with a select portfolio of securities products, such as mutual funds, and a member of FINRA and SIPC. Chris is also a licensed insurance agent. It’s easy to get started. Please contact me for a no-cost, no-obligation consultation.
FINANCIAL ADVISOR SERVICES
- Financial Management
- Personal Financial Assessments
- Financial Planning
- Retirement Planning
- Insurance Planning
- Education Planning
- Investments
- Wealth Management
- Education Funding
- Portfolio Management
- Retirement Income Planning
- Retirement Services
- Life Insurance
- Long-Term Care Insurance
- Disability Insurance
- IRA Rollovers
- TSP Rollovers
- Mutual Funds
- IRAs
- Annuities
- Stocks & Bonds
- Managed Accounts
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A: Please make checks payable to Pershing LLC. Send payments to Pearl Hawaii Federal Credit Union, 94-449 Ukee Street, Waipahu, Hawaii 96797, ATTN: Chris KamakaA: For a list of disclosures, please review the CUNA Brokerage Services, Inc. Disclosures page.A: The U.S. Securities and Exchange Commission (SEC) requires that all securities trades settle in no later than three business days. In some cases, some trades settle in one business day. In other words, you must pay for purchases, or deliver securities that have been sold, to your brokerage firm no later than settlement day. CUNA Brokerage offers you a choice of three convenient settlement options to help meet this timeframe:
- Electronic Funds Transfer (EFT) handles the transfer of money automatically, on settlement day between your brokerage account and your credit union account.
- CBSI Money Market Accounts provide three options on regular brokerage accounts and allow you to earn competitive interest while you decide how to invest your funds.
- Direct Mail - Your check for payment must be sent to CUNA Brokerage via a method guaranteeing delivery by settlement date, made payable to Pershing LLC, our clearing company.
A: If you choose to settle your trades through your credit union account, there will be no un-invested money within your brokerage account. Any un-invested money will remain in your credit union account and earn the interest normally paid, if any, on that account. If you choose to settle trades through the CBSI Money Market Accounts within your Brokerage Account, un-invested funds may earn competitive money market rates, once a minimum threshold has been reached and the money market is actively paying interest. To trigger interest payments, the balance in your CBSI Money Market Accounts must reach $500 in a nonqualified (regular) account, or $100 in a qualified (retirement) account. Once the threshold is reached, interest will be paid from that point on provided that the money market is actively paying interest. You do not have to maintain a minimum balance.A: Absolutely! Enabling online trading simply adds to the services provided through your CUNA Brokerage Account. You still get all of the other great services offered by CUNA Brokerage, including telephone access to a representative who can help you place trades.A: You simply need a web browser that is capable of secure transactions using SSL (Secure Socket Layer) technology. We recommend Internet Explorer 8 or higher.A: Online information services are available at all times. Your CUNA Brokerage account also includes access to MEMBERS Brokerline. This toll free service enables you to get your account balances and the latest quotes on securities 24 hours a day, 7 days a week at 800.369.9709.A: Online trades may be executed during the market hours of 8:30 a.m. - 3 p.m., CT. Online trades which are placed outside of market hours will be processed on the next market day.A: Your Brokerage account can be set up to automatically sweep proceeds from sales of securities into your credit union account, and to draw from your credit union account to pay for purchases of securities. To set this up, simply complete the online ACH Application form.A: As a credit union member, you expect and deserve the best in financial services. CUNA Brokerage shares the credit union commitment to service by offering you a high-quality brokerage program, designed with your needs in mind. Learn more about CUNA Brokerage.You can view most of your Pearl Hawaii accounts with online banking. The following accounts will require for you to create a secondary log in: Pearl Hawaii Wealth Advisors -
- Account Transfer Form – Transfer assets from an account at another firm into your CUNA Brokerage Services, Inc. account.
- ACH Form – Move funds electronically between your financial institution and your CUNA Brokerage Services, Inc. account. The form can also be used to establish systematic mutual fund purchases or withdrawals.
- IRA/Roth Distribution Request – Request a withdrawal of funds from Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs, and Education Savings Accounts.
- Letter of Instruction (Retail Cash Disbursement) – Request a withdrawal of funds from your Individual, Joint, UTMA, or Trust Account.
- Don’t see the specific form you are looking for? Please Contact Us.
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- LPL FINANCIAL LLC (LPL) Relationship Summary
- To research firms and financial professionals,
you can access free and simple tools at Investor.gov/CRS, which
also provides educational materials about broker-dealers,
investment advisers, and investing. - FINRA’s Broker Check
- Access Your Portfolio
- Commission Schedule
- CUNA Brokerage Services, Inc. Disclosures
- Learn more about CUNA Brokerage.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Pearl Hawaii Wealth Advisors is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Pearl Hawaii Wealth Advisors and may also be employees of Pearl Hawaii Federal Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Pearl Hawaii Federal Credit Union or Pearl Hawaii Wealth Advisors. Securities and insurance offered through LPL or its affiliates are:
Representatives are neither tax advisors nor attorneys. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.