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Pearl Hawaii Credit Union
Android GET - On the App Store
Pearl Hawaii Credit Union
Apple GET - On the App Store

Pearl Hawaii | Bank From Anywhere

PearlHawaii (32)



By enrolling in Pearl Hawaii’s Online Banking, or PHFCU Online, you can take care of most banking needs without leaving your home, office, or favorite coffee shop – bank anywhere you have a computer and an internet connection.*


Deposit Checks | Utilize SnapDeposit to post checks digitally. It’s free!

Transfer Money | Transfer money between your accounts or to an account at another financial institution.

PearlPay | Pay your bills using Bill Pay or send money person-to-person (also called P2P). Send money directly to friends, family, or anyone at all- at any time and on the spot. Pearl Hawaii’s PearlPay services let you make secure online payments from your checking account directly into nearly any account at a U.S. financial institution – and all you need is the recipient’s name and email address.

Apply for Loans | Apply for home, auto, personal loans, or credit cards. You would be surprised how much money you can save when you refinance with Pearl Hawaii.

Open New Accounts | Open a Teen or Momi, savings, or checking account plus more while never leaving home.

Access | Individual logins among joint accounts.


e-Statements | All of your statements are archived in one secure space.

Stop Payments | Sent a check you did not mean to? You can stop payment without ever stepping into a location.

LIFE (Loans, Investments, Finances, Earnings) Manager | Link your accounts at other financial institutions to make transfers, to view balances, and manage money more efficiently. Create a budget, plan out your life, assign accounts, add expenses or income, create goals, or monitor your progress and spending habits.

Balance/Transaction History | Get your transaction histories on all accounts. Search and view deposited checks. Also, export history to spreadsheet software any way you want.

Status Changes | Keep tabs on your account balance and verify transactions. Also, view pending Debit Card charges, checks deposited, and credit card transactions.  There is so much more in one area to make your finances easier to manage.

Q | How do I log into my account?

A| Please visit Login Instructions


Q| How do I download the Pearl Hawaii app?

A| Download our app at Mobile Banking.


Q| How do I get started with PHFCUOnline?

A| Register here

* Transaction limits apply to certain services. Certain features require enrollment and or that your account is in good standing. Pearl Hawaii Federal Credit Union reserves the right to revoke access to these services.