Transfer Money

Once logged in, you can transfer to a member, amongst your accounts at Pearl Hawaii, to an account that you have with another financial institution, or to someone else that does not have an account with Pearl Hawaii.

With External Account Transfers, you can move money between accounts at different financial institutions owned by the same person. This service is sometimes called account-to-account (A2A) or me-to-me (M2M).

Pearl Hawaii Checking accounts are eligible for External Account Transfers. You will need to validate your external account to make an external transfer. To validate your account, two deposits will be made into your external account. The length of the process is dependent on when you verify what deposits are made, but it typically takes 1-3 business days for the initial deposit to be made.

• You can make a one-time future-dated transfer to a personal checking or savings account at most financial institutions in the United States.
• Generally, transfers are credited to the other institution within 1-3 business days.
• There is a $500 per day limit on the transfer amount.
• You will need the Routing Transit Number and the account number at the financial institution receiving the ACH credit.

STEP 1 | Login to your PHFCUOnline  account.

STEP 2 | From the menu, under the Send Money section, select Transfer to a Member.

STEP 3 | Click Add a Member.

STEP 4 | Enter the following information:

• Member First Name
• Member Last Name
• Member Account Number
• Confirm Member’s Account Number

STEP 5 | Click Submit.

STEP 6 | Add Payee popup will appear. Click Confirm.

STEP 7 | A Success popup will appear if the payee was added successfully. Click OK.

STEP 8 | Click Transfer Money.

STEP 9 | Enter the following information:

• SELECT MEMBER |  Select the member you created from the list of payees.
• PAY FROM | Select the account you’d like to transfer from.
• AMOUNT |  Enter the amount you would like to transfer.
• FREQUENCY  |  Select the frequency you would prefer. E.g. One-Time, Monthly.
• MEMO (OPTIONAL) | This description will appear on your account statement.
• Click Submit.