Jumbo Savings Account
Save big, dream bigger
Buy that house, car, or custom board.
Perfect for big ticket itemsSaving up for a down payment? Getting ready to buy a car with cash? This savings account earns a bigger-is-better rate, but you'll still have access to your money whenever you need it.
- Open with as little as $2500
- Save more with zero monthly fees
- Manage your money from anywhere
Account Minimum Balance APY* Regular Savings $5.00 0.10% Open Jumbo Savings $5.00 | $2,500 to earn advertised APY 0.20% Open Holiday Savings** $5.00 0.20% Open Secondary Savings $5.00 0.10% Open Momi's Money (Children's Savings) $5.00 0.10% Open
*Annual Percentage Yield. Rates are subject to change without prior notice. Savings Rates and terms effective June 3, 2021. Fees could reduce the earnings on the account.
**Annual Percentage Yield. Deposits can be made to this account between November 1st and October 31st of each year. On October 31st, funds in the account will be transferred to the member’s checking or savings account (if checking is not available). $5.00 minimum balance to open and earn APY. There is a $5.00 fee per withdrawal. Fees could reduce the earnings on the account. Federally insured by NCUA.
In most cases, you can contact your employer's Payroll/Human Resources Department to sign up for either of these services. You will need your Pearl Hawaii Federal Credit Union account number and routing # 321380328.If you work for a company that offers Payroll Deduction, you can have part of your check deposited automatically into your accounts. Some employers allow Direct Deposit, which deposits your entire paycheck directly into your Pearl Hawaii Federal Credit Union account on payday. In addition, Social Security, pension or any other recurring federal payments can be deposited directly into your account.You can make deposits in person, by mail, through an electronic ACH transaction, or automatically through direct deposit/payroll deduction.You can both open your account online. After completing the primary member's information, please click the box to include the joint owner at the bottom of the screen. If you are opening your account in person and if you are opening your account(s) with a joint owner/co-applicant, they must be present during the enrollment process in order to validate their identity. If they are not available, open your account as an individual and request the appropriate application(s) to have a co-applicant added at a later date.Dividends will be compounded and credited to your account monthly.