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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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Regular Savings Account

Better than a piggy bank

Keep your money in a place that's secure, convenient, and always friendly.

Regular Savings
  • Your first step

    Opening a savings account means you can also accomplish other financial goals: like taking out an ultra-low-rate auto loan or making your first investment. We're proud to be a full-service credit union that's still got that local charm. So start your journey with us and we'll take a ride together.
    • Get started with just $5.00
    • Earn competitive interest
    • Open other Pearl accounts

    My family and I have been members for almost ten years. I cannot say enough about the staff here… When I call, I always hear a smile.


  • Savings

    AccountMinimum Balance APY*
    Pearl Savings $5.000.10% Open
    Jumbo Savings $5.00 | $2,500 to earn advertised APY0.20% Open
    Holiday Savings** $5.000.20%Open
    Secondary Savings $5.000.10% Open
    Momi's Money (Children's Savings)$5.000.10% Open

    *Annual Percentage Yield. Rates are subject to change without prior notice. Savings Rates and terms effective June 3, 2021. Fees could reduce the earnings on the account.

    **Annual Percentage Yield. Deposits can be made to this account between November 1st and October 31st of each year. On November 1st, funds in the account will be transferred to the member’s checking or savings account (if checking is not available). $5.00 minimum balance to open and earn APY. There is a $5.00 fee per withdrawal. Fees could reduce the earnings on the account. Federally insured by NCUA. 

Get started today

We just need your basic info to open a savings account for you.