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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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Savings Accounts

HOLIDAY | CHILDREN'S | TRADITIONAL | JUMBO | SECONDARY

Savings_PearlHawaii_2024 (3)

 


SAVINGS AS IT SHOULD BE

Pearl Hawaii offers a suite of Savings Accounts created to help you make your long-term financial dreams a reality. Financial security is something you prepare for. To ensure you get to where you want to go, you need a partner that provides you with pathways to achieve your goal.

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SIMPLY SAVINGS

PEARL SAVINGS

Our traditional savings means you can also accomplish other financial goals. We’re proud to be a full-service credit union that’s still got that local charm. Hopefully, you can start your journey with us and we’ll take a ride together.

  • Get started with just $5.00
  • Required to establish membership.
  • Free online banking and more.
  • Earn competitive interest
  • Open other Pearl Hawaii accounts

USEFUL LINKS

SAVE BIG, DREAM BIGGER

JUMBO SAVINGS ACCOUNT

Saving up for a down payment? Getting ready to buy a car with cash? This savings account earns a bigger-is-better rate, but you’ll still have access to your money whenever you need it.

  • Open with as little as $2500
  • Save more with zero monthly fees
  • Manage your money from anywhere

SAVINGS FOR CHILDREN

MOMI’S MONEY* SAVINGS ACCOUNT

From little red envelopes on Chinese New Year to their first allowance, this account is perfect for teaching keikis 12 and under to save.

PENNIES ADD UP

Whether it’s a birthday card from nana, a chore allowance, or tooth fairy visits, your kids will want to keep their treasure safe. A Momi’s Money Savings*** is a perfect way. It might surprise them to watch their money grow when they add it to a savings account.

FEATURES

  • From birth to age 12
  • Start with as little as $5
  • Includes a  free money bank upon account opening
  • Eligible* for a free birthday gift each year or special giveaways during the year
  • Comes with free coin sorting services (up to $200 per day)

A STRESS-FREE HOLIDAY? 

HOLIDAY SAVINGS ACCOUNT*

Avoid the stress that comes with the holiday season and open up Pearl Hawaii’s Holiday Savings account. With a Holiday Savings account, you can save during the year and avoid debt during the holidays.

GET STARTED WITH $5

With a minimum opening deposit of $5, start saving for the holidays now by setting up monthly deposits into your Holiday Savings account. On November 1st, we will deposit your savings plus the interest you earned into your Checking** account. You can start your holiday shopping with cash in hand. It’s the perfect way to prep for your gift-giving and holiday needs.

Features of a Holiday Savings Account

  • Earn 0.20% APY**** while you save
  • The minimum balance for interest earnings is only $5.00
  • Open any time of the year
  • Automatically transfers into your account on November 1st
  • Monthly Account Service Fee |  None
  • Early Closure Penalty | None
  • Deposit Limit | None

HELPFUL HOLIDAY HINTS

A SMART WAY TO SAVE MONEY

SECONDARY SAVINGS ACCOUNT

Our Secondary Savings Accounts are a perfect way to save for planned expenses like vacations, your next car, your baby’s first birthday, graduation, medical bills, and more.

SECONDARY SAVINGS ACCOUNT FEATURES

  • Minimum amount to open | $0.01
  • Minimum balance to maintain | $0.01
  • Fees: none

Upgrade You At Pearl Hawaii

From the finest service to the latest tech, we’ve got your back in every possible way. At Pearl Hawaii, we are committed to providing you the most innovative products and services. From home or car loans and helping you with other banking services. Bank at any of our Oahu locations in Waipahu, Ewa Beach, Waianae, Honolulu, Pearl Harbor, or near the Airport. Additionally, you can bank using PHFCUOnline just like one of our branches. To contact us, call us at 808.737.4328, toll-free at 800.987.5583, or email us at MyFamily@phfcu.com.

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