General
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Q | How much can I contribute each year to my IRA?
A | Currently, you can contribute $6,500 if you are under 50, or $7,500 if...
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Q | Who is eligible to join Pearl Hawaii Federal Credit Union?
A | Pearl Hawaii Federal Credit Union membership is available to individuals who live, work,...
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Q | How do I join Pearl Hawaii Federal Credit Union?
A | To join the credit union, you must complete a membership application and make...
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Q | Once I become a member, can family members join, too?
A | Yes! Membership is open to all family members, including your spouse, children, parents,...
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Q | Are my stepchildren eligible for membership?
A | Yes, children (natural, adopted, step) are eligible for membership.
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Q | What is a Credit Union?
A | A Credit Union is a member-owned financial cooperative. As a not-for-profit cooperative institution,...
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Q | Is my money safe with a Credit Union?
A | Yes… your money is safe! Credit Unions are strictly regulated financial institutions. Your...
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Q | Is a Credit Union like a Bank?
A | In some ways, yes. A Credit Union offers a wide variety of financial...
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Q | Do I have to close my credit union account if I leave my job or move out of the area?
A | Not at all… when you join Pearl Hawaii Federal Credit Union, your membership...
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Q | What is Pearl Hawaii’s routing number?
A | Our routing number is 321380328.
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Rates effective as of: March 18, 2025
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