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Q | How do teen debit cards work?

A | Once your teen’s account is open, they will receive a Pearl Hawaii Debit MasterCard in their name that they can use to make purchases or withdraw cash where MasterCard® is accepted. They can visit one of our participating branches to have an Instant Issue Debit Card printed while they wait after they choose a design that they would prefer.

If you don’t have time to come in, we can also send you the standard Pearl Hawaii Debit MasterCard through the mail.

Effective May 1, 2025, there will be a new ID Check program for Shared Branching. Click here for more information.