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Q | What is mechanical repair coverage (MRC)?

A | You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of covered breakdowns. You pay only the applicable deductible if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.

 

Benefits for covered repairs

  • Pays for parts and labor of covered repairs
  • A variety of terms
  • Available for new or used vehicles
  • Low deductible
  • Plan pays the repair facility.
  • Rental reimbursement – Up to $35/day for 5 days (up to an additional 5 days with verified parts delay) from day one.
  • 24-hour emergency
  • Roadside assistance – Includes towing, battery jump-start, fluid delivery, flat tire assistance, and lock-out service. (up to $100 per occurrence).
  • Travel expense reimbursement – Up to $200 per day for 1 – 5 days for food, lodging, and rental expense when a covered breakdown occurs more than 100 miles from home.**
  • Transferable – If the vehicle is sold privately, the coverage can be transferred for a fee, which may add resale value and appeal.

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Rates effective as of: March 22, 2025

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