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How do I get my Economic Stimulus Payment?

With the announcement of the Economic Impact Payments (also known as the Coronavirus Stimulus) being distributed, here are a few tips to stay safe and informed:

Eligibility

To find out if you are eligible for the Economic Impact Payment, visit irs.gov/coronavirus or Get my Payment.

Payments

The IRS will deposit your payment directly into the same account reflected on your most recent tax return. For more information on how to provide the IRS with your direct deposit information, visit irs.gov.

If you receive a physical check, you may be able to deposit your check quickly by using SnapDeposit. For instructions, please visit SnapDeposit.

PHFCUOnline

To be notified when you receive an electronic deposit, sign up for account alerts. Enroll into PHFCUOnline within minutes. Instructions can be found on our login instructions page.

Safety

Be aware of scammers that may try to take advantage of you during these difficult times. Additionally, Pearl Hawaii will not call and ask you to verify your personal information. For example, Social Security Number, account number, or account access information.

FREQUENTLY ASKED QUESTIONS

Q| The account I used for my most recent tax return has been closed. What can I do to receive my Economic Impact Payment electronically?

A|  We will redirect your payment to your open account with Pearl Hawaii. Your payment will be returned to the IRS when you do not have other accounts with Pearl Hawaii. As a result, visit irs.gov for instructions on how to update your account information.

 

Q| If my account number is incorrect or has changed since my last tax returns, how can I receive my payment?

A| Pearl Hawaii will use your name and other qualifying criteria to find your account number.

 

Q| What if a friend/family member did my taxes and they receive my returns, will my Economic Impact Payment go to them? 

A| Payments will be deposited to the account that was designated on the latest tax returns.

 

Q| What if I am expecting a deposit in my account for a friend or family member?

A| Payments will be deposited according to their tax returns.

 

Q| Will I be able to withdraw my Economic Impact Payment immediately?

A| Yes, you can withdraw or utilize the funds immediately.

 

Q| Will I still receive my Economic Impact Payment when my account is overdrawn or I am late on my loan?

A| Yes, you will still receive your payment.

 

Q| Once Pearl Hawaii receives the payment, how long does it take to post my account?

A| Funds will post to your account immediately once received by Pearl Hawaii Federal Credit Union.

 

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