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A Message From Our President/CEO

Aloha Pearl Hawaii Members,

As we come to the end of another year, I want to take a moment to express my heartfelt gratitude to the members of our credit union. Your trust and partnership are the foundation of everything that we do at Pearl Hawaii Federal Credit Union.

This year, the credit union has worked harder than ever to deliver on our vision of ‘Caring for our local community with outstanding service and innovation’. With your support and trust, our credit union has reached a milestone: over $500 million in assets. As we continue to enhance convenience and security both in branch and through our growing digital services, we aim to exceed your expectations while expanding our reach and support within our communities.

Looking ahead, we remain committed to innovation, security, and the warm, friendly service you have come to love. Your financial well-being is our top priority.

On behalf of our entire staff and volunteers, thank you for being a part of our credit union ohana. We wish you and your loved ones a joyful holiday season and a prosperous New Year.

Mahalo,

Daniel T. Terada, President/CEO

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Rates effective as of: December 26, 2025

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Happy Holidays! All Pearl Hawaii branches will be closed from 1:00 p.m. on 12/24/25 and will re-open on Friday, 12/26/25 at 9:00 a.m. in observance of Christmas Day.