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SavvyMoney

What is SavvyMoney?

SavvyMoney is an online banking tool that provides Pearl Hawaii members with access to their credit score and full credit report, along with personalized financial guidance. It offers features such as:

  • Credit Score Monitoring: Users can track their credit score daily without negatively impacting it.
  • Credit Report Analysis: SavvyMoney allows users to review their credit reports and monitor for errors.
  • Financial Wellness Tools: The tool provides insights into financial wellness, helping users make informed decisions about their finances.
  • Personalized Offers: Members can receive tailored offers and loans from Pearl Hawaii based on their credit score.

 

How do I enroll in SavvyMoney

Enrollment into SavvyMoney is extremely simple! All it takes is a few clicks and accepting the SavvyMoney Terms of Service and Privacy Policy and you will have a comprehensive solution for managing your credit and financial health at your finger-tips.

Enrollment from our Pearl Hawaii digital banking platform.

  1. Log in to our digital banking platform.
  2. If you have not yet enrolled in our digital banking platform, follow these instructions to get enrolled now
    1. Go to pearlhawaii.com and click the Log In button in the upper right corner
    2. Click the Enroll In Online Banking link
    3. Read and accept the Pearl Hawaii Online Banking and Mobile Banking Agreement and Disclosure
    4. You will need the following information to enroll: SSN, Date of Birth, Member Number, and any two of the following – Email, Zip Code, Last Name
  3. From the Dashboard, navigate to the Your Credit Score widget in the upper right corner
  4. Click the Show my Score link 
  5. Read and accept the SavvyMoney disclosure then click the Continue button.
  6. You’re all set!

Enrollment from our Pearl Hawaii mobile app.

  1. Log in to our Pearl Hawaii mobile app.
  2. If you have not yet enrolled in our mobile app, follow these steps to enroll.
    1. Go to the app store on your mobile device
    2. Search for ‘Pearl Hawaii Mobile’ and install our app
    3. Open the Pearl Hawaii app and read and accept the Data Disclosure
    4. Click the Register a New Account link
    5. Read and accept the Pearl Hawaii Online Banking and Mobile Banking Agreement and Disclosure
    6. You will need the following information to enroll: SSN, Date of Birth, Member Number, and any two of the following – Email, Zip Code, Last Name
  3. Scroll to the bottom of the Accounts page
  4. Click the Credit Score widget 
  5. Read and accept the SavvyMoney disclosure then click the Continue button.
  6. You’re all set!

 

Happy Holidays! All Pearl Hawaii branches will be closed from 1:00 p.m. on 12/24/25 and will re-open on Friday, 12/26/25 at 9:00 a.m. in observance of Christmas Day.