Waianae, HI Branch
Welcome to Pearl Hawaii Federal Credit Union’s Waianae branch, your trusted credit union partner serving the Waianae, Hawaii community. Experience convenient banking, personal service, and a commitment to your financial wellbeing right here on Oahu’s leeward coast.
Pearl Hawaii FCU in Waianae
85-863 Farrington Hwy
Waianae, HI 96792
Phone: (808) 737-4328
Hours:
Monday – Friday 9:00 AM – 6:00 PM
Saturday 9:00 AM – 2:00 PM
Waianae Banking Services
Pearl Hawaii Federal Credit Union is your friendly local credit union, proudly serving over 30,000 members across Oahu for generations. We’re here to help you reach your financial goals with caring, personal service and a wide range of banking options. Enjoy great rates, flexible solutions, and special offers that make saving and borrowing easier. At Pearl Hawaii, you’re more than a member—you’re part of our community family, and we’re always here to help at our Waianae branch and beyond. Pearl Hawaii FCU in Waianae offers full-service banking solutions, featuring:
Checking and savings accounts
Pearl Hawaii FCU’s checking and savings accounts make daily banking easy, secure, and accessible, with digital banking and friendly local service to help you save and manage money with confidence.
Certificate of Deposit (CD)
A Certificate of Deposit (CD) at Pearl Hawaii FCU offers higher interest than regular savings and ensures your money stays safe for your set savings term.
Auto loans
Our auto loans provide affordable financing for new and used vehicles, featuring low rates, flexible terms, and a simple application process. Members can benefit from fast approvals and tailored payment plans, making it easier to purchase the car you need while staying within your budget.
Personal Loans
Personal loans from Pearl Hawaii FCU offer flexible, quick funding at competitive rates for major purchases, debt consolidation, or unexpected costs—plus local, personal service every step of the way.
Home loans and mortgages
Offering mortgage solutions for buying, refinancing, or renovating homes in Waianae. Enjoy competitive rates, helpful loan options, and local support designed to make homeownership simple and affordable.
Credit cards
Credit cards from Pearl Hawaii FCU provide members with convenient purchasing power, flexible credit limits, and competitive interest rates. These cards come with local service, enhanced security features, and are a practical tool for managing everyday expenses, building credit, or handling emergencies.
About Us
Pearl Hawaii Federal Credit Union is your friendly local credit union, proudly serving Oahu for generations. We’re here to help you reach your financial goals with caring, personal service and a wide range of banking options. Enjoy great rates, flexible solutions, and special offers that make saving and borrowing easier. At Pearl Hawaii, you’re more than a member—you’re part of our community family, and we’re always here to help at our Waianae branch and beyond.
Why Choose Pearl Hawaii Federal Credit Union in Waianae?
Pearl Hawaii FCU is proud to be a part of the Waianae community, supporting residents in Waianae, Makaha, Maili, Nanakuli, and the broader Leeward Coast.
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Friendly, local staff dedicated to supporting the Waianae community
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Competitive rates and flexible financial solutions
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Convenient location along Farrington Highway with easy parking
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Trusted, secure, and member-centered service
Visit Us Today!
Stop by Pearl Hawaii Federal Credit Union’s Waianae branch and see how we can help you reach your financial goals. Whether you’re a current member or looking to join, our team is ready to assist you.
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Rates effective as of: April 19, 2026
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