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Pearl Hawaii Credit Union
Android GET - On the App Store
Pearl Hawaii Credit Union
Apple GET - On the App Store

Instant Issue Debit Card

Faster than a rip current

Come into a branch and get your new debit card printed on the spot.

Instant Issue
  • Why wait around?

    If your debit card was lost or stolen, you can get a new one instantly. Just come right into either our Waipio, Waianae, or Airport branch. Rather pick up your card at a different branch? Let us know and we'll send it to you within 3 business days.
    • Available at Waipio, Waianae, and Airport
    • Choose your own design
    • Mailed debit cards also available
    • Check out designs

    This service is better than sliced bread! You guys rock!


  • To turn your card On or Off, you will need to download our Pearl Wallet app. Our free app lets you manage your card from anywhere. In addition to turning your card on and off, you can set spending limits and even make custom alerts based on things like geographic location.
    To get pending debit card information, log in to PHFCUOnline and review your checking transaction history. Your pending transactions will be listed as the most current transactions in your transaction history and will be identified as Pending.
    To change the PIN on your debit card, please call us at 808.737.4328, Option 2.
    To activate your card and/or select your PIN, please call 808.737.4328, Option 2.
    Please immediately call 808-73-PHFCU (808-737-4328) and select Option 2. We will assist you with this immediately.
    For a complete list, visit: ATM Locations

Need to report a lost card?

Give us a call at 808.737.4328