Skip nav to main content.

Q | Can I pay off my Home Loan or Mortgage quicker than the payment schedule?

A | Yes. At Pearl Hawaii, there are no prepayment penalties for paying off your home loan faster than your payment schedule. Overall, it is a great way to save on interest over the long run.

FRAUD ALERT: Beware of people calling claiming to be from Pearl Hawaii where the caller ID says Pearl Hawaii. Pearl Hawaii will never ask you to respond to a text to reverse or erase a transaction, or ask for passwords, PINs, card numbers, Social Security numbers, or authentication codes. If you shared personal information, contact us immediately at 808-737-4328 or MyFamily@phfcu.com .