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Q | Can you tell me a little more about your IRA Certificate?

A |  Here are some of the key features:

  • Dividends are paid monthly and calculated daily
  • The minimum opening deposit is $1,000
  • Terms available: 1, 2, or 3 years
  • Dividends earned are tax-deferred
  • Contributions may be tax deductible

You have seven calendar days following maturity to withdraw funds or change certificate term. Otherwise, it automatically renews for the same term at the current rate.

 

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Rates effective as of: November 6, 2025

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