Skip nav to main content.

Q | How do I make a loan payment?

A | Ways you can make your loan payment…

  1. ONLINE |  Log into PHFCU Online to make a transfer to your loan, set up your payment via bill payment or set up an external transfer to request the funds from another financial institution.
  2. PHONE  |  Call us at 808.737.4328 and make a transfer or pay by Debit or Credit Card (Visa, MasterCard, & Discover is accepted) with a processing fee.  Paying a Pearl Hawaii loan with a Pearl Hawaii Credit Card is not allowed.
  3. MAIL |  Send payments to Pearl Hawaii Federal Credit Union, 94-449 Ukee Street, Waipahu, Hawaii 96797.
  4. VISIT US |  Visit any location.

FRAUD ALERT: Beware of people calling claiming to be from Pearl Hawaii where the caller ID says Pearl Hawaii. Pearl Hawaii will never ask you to respond to a text to reverse or erase a transaction, or ask for passwords, PINs, card numbers, Social Security numbers, or authentication codes. If you shared personal information, contact us immediately at 808-737-4328 or MyFamily@phfcu.com .