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Q | What are my term options?

A | You can pick how long you want to set your money aside. Any date between 30 days and 3 years is an option. Once your term is up, you’ll also have an option to renew your certificate.

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Rates effective as of: November 6, 2025

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Important Security Alert – Individuals impersonating Pearl Hawaii FCU’s Fraud Department have been calling members and asking them to verify fraudulent transactions. Don’t provide them with your information. Call us directly at (808)737-4328 to report the incident .