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Q | What are the deposit posting time frames?

A | Check deposits made by 5:00 p.m. Monday Friday and 2:00 p.m. on Saturdays will be processed the same day. Deposits received after these cut off times will be reviewed and processed on the next business day.

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Rates effective as of: May 9, 2026

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Important Security Alert – Individuals impersonating Pearl Hawaii FCU’s Fraud Department have been calling members and asking them to verify fraudulent transactions. Don’t provide them with your information. Call us directly at (808)737-4328 to report the incident .