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Q | What are the deposit posting time frames?

A | Check deposits made by 5:00 p.m. Monday Friday and 2:00 p.m. on Saturdays will be processed the same day. Deposits received after these cut off times will be reviewed and processed on the next business day.

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Rates effective as of: August 16, 2026

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FRAUD ALERT: Beware of people calling claiming to be from Pearl Hawaii where the caller ID says Pearl Hawaii. Pearl Hawaii will never ask you to respond to a text to reverse or erase a transaction, or ask for passwords, PINs, card numbers, Social Security numbers, or authentication codes. If you shared personal information, contact us immediately at 808-737-4328 or MyFamily@phfcu.com .