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Q | What do I need to submit my online mortgage application?

A | You can apply online at any time at our Pearl Hawaii Home Loan Application site. Once you complete your application, Pearl Hawaii’s mortgage staff will contact you to let you know which items we will need to finalize your application.

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Rates effective as of: November 6, 2025

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Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.

We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.

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Important Security Alert – Individuals impersonating Pearl Hawaii FCU’s Fraud Department have been calling members and asking them to verify fraudulent transactions. Don’t provide them with your information. Call us directly at (808)737-4328 to report the incident .