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Q | When will my funds be available?

A | Deposits received by 5:00 p.m. Monday Friday and 2:00 p.m. on Saturdays will be credited to your account the same business day. Deposits made after these cutoff times will be credited on the next business day.

Availability of funds is pursuant to Regulation CC and Pearl Hawaii Federal Credit Union’s applicable policies.

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Rates effective as of: November 6, 2025

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Important Security Alert – Individuals impersonating Pearl Hawaii FCU’s Fraud Department have been calling members and asking them to verify fraudulent transactions. Don’t provide them with your information. Call us directly at (808)737-4328 to report the incident .