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Motorcycle Loans

Adventure is waiting

The only thing more fun than cruising around an island? Adding a motorcycle to the mix.

Motorcycle Loans
  • Your ticket to ride

    You don't have to be wealthy to own your own bike. All you need is the right lending partner by your side. We'll get you set up with fair motorcycle loans that are easy to apply for and easy to pay off.
    • Flexible terms
    • Competitive rates
    • New and used motorcycles

    One of the only banks on island that has a motorcycle loan! Win!

    – Chris

  • Rates & Calculator

    New Motorcycles

    TermsAPR* Payment Example (Based on $1000; Monthly with 1 estimated final payment)
    2 Year 4.25% 23 monthly payments of $43.54, 1 of $43.44
    3 Year4.50% 35 monthly payments of $29.75, 1 of $29.61
    4 Year4.75% 47 monthly payments of $22.92, 1 of $22.75
    5 Year5.25% 59 monthly payments of $18.99, 1 of $18.68

    *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. Borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. Up to 100% financing available for up to five (5) years, not to exceed $25,000.00 of most recent Kelley Bluebook Retail Value (used) and MSRP (new). Motorcycle loans require a full coverage insurance policy, listing Pearl Hawaii FCU as the loss payee, with a maximum deductible of $500 for both comprehensive and collision. The primary borrower must be licensed with a valid class 2 operator’s license. Unacceptable security: Mopeds, nopeds, and motor scooters, as well as all off-road vehicles, including but not limited to all-terrain vehicles and dirt bikes. Motorcycles must be registered and licensed in the state of Hawai’i.

    Used Motorcycles

    Terms APR* Payment Example (Based on $1000; Monthly with 1 estimated final payment)
    2 Year 4.75% 23 monthly payments of $43.76, 1 of $43.74
    3 Year5.00% 35 monthly payments of $29.98, 1 of $29.66
    4 Year5.25% 47 monthly payments of $23.15, 1 of $22.74
    5 Year 6.25% 59 monthly payments of $19.45, 1 of $19.39

    *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. Borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. Up to 100% financing available for up to five (5) years, not to exceed $25,000.00 of most recent Kelley Bluebook Retail Value (used) and MSRP (new). Motorcycle loans require a full coverage insurance policy, listing Pearl Hawaii FCU as the loss payee, with a maximum deductible of $500 for both comprehensive and collision. The primary borrower must be licensed with a valid class 2 operator’s license. Unacceptable security: Mopeds, nopeds, and motor scooters, as well as all off-road vehicles, including but not limited to all-terrain vehicles and dirt bikes. Motorcycles must be registered and licensed in the state of Hawai’i.

    Payment

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Feeling adventurous?

Fill out your motorcycle loans app online and we'll get back to you in no time.