Individual Retirement Plans (IRA)
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Q | What is the difference between a Roth IRA and a Traditional IRA?
A| A Traditional IRA lets you defer your taxes until you withdraw in retirement. Basically,...
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Q | Are there any restrictions on withdrawals with my IRA?
Q | Yes. For IRAs, most withdrawals before age 59.5 will result in IRS penalties.
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Q | Can you tell me a little more about the Coverdell Education Savings Account? How does it work?
A | Contributions to a Coverdell ESA are not deductible, but amounts deposited in the...
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Q | Can you tell me a little more about your IRA Certificate?
A | Here are some of the key features: Dividends are paid monthly and calculated...
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Q | Can I transfer money from another retirement account to a PHFCU IRA?
A | Yes, you can. Moving funds from another qualifying plan to a PHFCU IRA...
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Rates effective as of: July 8, 2025
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