BECAUSE IT’S MORE THAN JUST A CREDIT CARD
Whether you’re using your Credit Card to pay bills or your next cup of coffee, let us help. Perhaps, you are transferring balances to consolidate high-interest debt or want to earn rewards. Maybe, you’re looking to build your credit. Pearl Hawaii Federal Credit Union’s credit cards will give you the best of all worlds.
BENEFITS OF PEARL HAWAII CREDIT CARDS
- No Annual Fees
- Always Low Rates
- Never An Application Fee
- No Balance Transfer Fees
IMPORTANT NOTICE: Credit Card Conversion 2022
PEARL HAWAII REWARDS PLATINUM
LIFE SHOULD BE REWARDING
What’s better than a rewards card? A rewards card with no annual fees and comfortably low rates. Every purchase adds to your points, which are easy to redeem at our rewards site.
Features
- Cash Back
- Gift Cards
- Merchandise – Electronics or appliances from your favorite brands.
- Travel perks – Flights on your favorite airlines, stay at a variety of hotels, and choose from a variety of rental car companies.
- Experiences – Theme Parks, Sporting Events, Concerts, Plus More…
- Rewards
IMPORTANT MESSAGE | Due to the card conversion, there will be a delay in Credit Cards ordered on and after 1/18. We are very sorry for this inconvenience. If your card is not received by 3/11/22, please contact the Electronic Services Department at 808.737.4328.
PEARL HAWAII CLASSIC
BRING BACK THE HANABATA DAYS
With this credit card, we’ve taken things back to the good old days. You’ll get a nice low rate that never changes, and a set of terms that doesn’t take a detective to understand. Oh, and we don’t charge annual fees.
Features
- Low, fixed rates
- No annual fees
- Straightforward terms
IMPORTANT MESSAGE | Due to the card conversion, there will be a delay in Credit Cards ordered on and after 1/18. We are very sorry for this inconvenience. If your card is not received by 3/11/22, please contact the Electronic Services Department at 808.737.4328.
PEARL HAWAII SECURED
WE BELIEVE IN SECOND CHANCES
We will help you get your credit back on track — or build it from the ground up. With Pearl Hawaii’s Secured Card, you’ll make a cash deposit to your account first, which determines your credit limit. For example, if you deposit $500, you can borrow up to $500. Overall, this Secured Credit Card is a no-risk way to build your credit score – fast.
FEATURES
- Low, fixed rates
- No annual fees
- Build your credit when you have no or minimal credit, or credit with some hiccups.
IMPORTANT MESSAGE | Due to the card conversion, there will be a delay in Credit Cards ordered on and after 1/18. We are very sorry for this inconvenience. If your card is not received by 3/11/22, please contact the Electronic Services Department at 808.737.4328.
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Credit Cards
Cards** 6 Month Promotional APR* Type Min Max APR* AS LOW AS PLATINUM 2.022% Variable $500 $20,000 6.24% + Prime apply request increase REWARDS PLATINUM 2.022% Variable $500 $20,000 8.24% + Prime apply request increase CASH BACK PLATINUM 2.022% Fixed $500 $30,000 18.00% apply request increase SECURED - Fixed $500 $10,000 18.00% apply request increase *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. The Introductory APR for purchases and balance transfers will apply to transactions posted to your account during the first six months following the opening of your account. Any existing balances on Pearl Hawaii Federal Credit Union loan or credit card accounts are not eligible for the Introductory APR for balance transfers. APR for Balance Transfers - 0.00% Introductory APR for a period of six billing cycles. After the 6 months promotional period, a card will revert to the approved Tier-Rate. Secured Credit Cards do not qualify for this offer.
**See Visa Credit Card Disclosures for additional information.
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