BECAUSE IT’S MORE THAN JUST A CREDIT CARD
Whether you’re using your Credit Card to pay bills or your next cup of coffee, let us help. Perhaps, you are transferring balances to consolidate high-interest debt or want to earn rewards. Maybe, you’re looking to build your credit. Pearl Hawaii Federal Credit Union’s credit cards will give you the best of all worlds.
BENEFITS OF PEARL HAWAII CREDIT CARDS
- Always Low Rates
- No Annual Fees
- No Account Set-Up Fee
- No Program Fee
- No Participation Fee
- No Additional Card Fee
- No Application Fee
- No Transaction Fee for Purchases
- No Cash Advance Fee
- No Foreign Transaction Fee
- ID Theft Protection
- Airport Concierge
- Global Service
PEARL HAWAII REWARDS PLATINUM
LIFE SHOULD BE REWARDING
What’s better than credit cards with rewards? A rewards card with no annual fees and comfortably low rates. Every purchase adds to your points, which are easy to redeem.
- No Cap on Points Earned
- 1 point per $1 spent
- Gift Cards
- Merchandise – Electronics or appliances from your favorite brands.
- Travel perks – Flights on your favorite airlines, stay at a variety of hotels and choose from a variety of rental car companies.
- Experiences – Theme Parks, Sporting Events, Concerts, Plus More…
CASH BACK PLATINUM
LET’S GIVE YOU CREDIT
There’s nothing better than cash if you want the flexibility to choose where to use the rewards you earn.
- Up to 2.00% cash back on ALL purchases
- No Cash Back Limit Cap
PEARL HAWAII SECURED
WE BELIEVE IN SECOND CHANCES
We will help you get your credit back on track — or build it from the ground up. With Pearl Hawaii’s Secured Credit Cards, you’ll make a cash deposit to your account first, which determines your credit limit. For example, if you deposit $500, you can borrow up to $500. Overall, this Secured Credit Card is a no-risk way to build your credit score – fast.
Cards** Type Min Max APR* AS LOW AS PLATINUM Variable $500 $20,000 11.49% - 18.00% apply request increase REWARDS PLATINUM Variable $500 $20,000 13.49% - 18.00% apply request increase CASH BACK PLATINUM Fixed $500 $30,000 18.00% apply request increase SECURED Fixed $500 $10,000 18.00% apply request increase
*Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. The borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice.
**See Credit Card Disclosures for additional information.