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Overview
Pearl Hawaii’s Personal Loan | Your loan, your way
Personal Loans for Every Need
With Pearl Hawaii’s personal loan, choose from a variety of terms and payment plans… find a loan for whatever your lifestyle or financial situation needs… or dream. We can cover everything from taxes to shiny new smartphones to medical expenses. Ultimately, no matter what your dream or emergency, we want to help you along the way.
- Terms up to 7 years
- Loans from $200 up to $30,000
- Competitive rates
Some other Personal Loan products:
OVERDRAFT LINE-OF-CREDIT
Linked to a Pearl Hawaii checking account, this provides coverage by shifting funds from the loan to your account. Additionally, the credit limits range from $300 up to a maximum of $5,000, which you can base off your credit needs.
SAVINGS SECURED
With terms up to 5 years, this loan uses the available funds in your Pearl Hawaii savings account as collateral. Also, you can get matched for up to 100%. Additionally, you’ll still earn full dividends on the money in the account. In other words, it’s a great way to have your money work for you.
CERTIFICATE SECURED
Use your savings certificate as collateral. You can borrow up to 90% of your savings certificate. Most importantly, you will still earn dividends on the money in the account.
PARTIALLY SECURED
With terms up to 5 years, this loan uses the available funds in your Pearl Hawaii savings account as collateral. Also, you can get matched for up to 100%. Additionally, you’ll still earn full dividends on the money in the account. In other words, it’s a great way to have your money work for you.
Why a Personal Loan?
- Debt Consolidation
- Emergency
- Home Improvement
- Medical Bills
- Taxes
- Big Purchases
Need a little more info? Check out How do Personal Loans work? The Basics.
The staff is always super helpful. Above all, I always appreciate how hard the loan officers work to make sure I get approved for the personal loan that I need.
– Jose
Get an answer to your Personal Loan fast
Our loan applications are quick and stress-free. First, just give us a little info about yourself. Next, we’ll get back to you right away. Easy-peasy.
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Rates & Calculator
Personal
Terms APR* AS LOW AS Payment Example (Based on $1000; Monthly with 1 estimated final payment) 1 Year 8.00% 11 monthly payments of $86.99 + 1 of $86.41 apply 2 Year 8.00% special 24 monthly payments of $22.58 apply 3 Year 8.75% 35 monthly payments of $31.68 + 1 of $31.45 apply 4 Year 9.00% 47 monthly payments of $24.89 + 1 of $24.70 apply 5 Year 9.50% 59 monthly payments of $21.00 + 1 of $20.84 apply 6 Year 11.00% 71 monthly payments of $19.03 + 1 of $18.86 apply 7 Year 15.00% 83 monthly payments of $19.30 + 1 of $19.06 apply *Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. Borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. Rates are current as of 12/1/23.
For additional rates, visit our rates page.
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