We know that an important part of staying healthy is a yearly visit with a doctor, but have you considered getting a financial check-up? Your finances are in a constant state of change. As income levels, spending patterns, and family situations shift, have you considered if you have the right products for you and your family’s needs?
What do you want to achieve? Perhaps you want to go to school, save for a home, or go on an amazing vacation. Or, like many, maybe you want to finish paying off your debt so you can live a little more freely.
FINANCIAL CHECK PRO-TIP
CHECK YOUR CREDIT YEARLY
You’re allowed one free credit report from each reporting agency every 12 months. When you look it up, check to make sure that everything reported is accurate. If you notice anything incorrect, alert the credit-reporting agencies and dispute any errors. Your financial health is important. Don’t let your annual check-up fall to the bottom of your to-do list.
Your thirties are a time of consistent change. With the change, your finances will also adjust to accommodate your new lifestyle.
This is often a time when your income is rising as well as expenses. Nicer homes, nicer cars, and children can easily consume your increasing income. This is also the time when the financial decisions you make will have the greatest impact on the financial lifestyle you will enjoy during retirement. By now, you should have developed some savings and the expertise to make sound choices.
These years can and should be some of the most enjoyable and fulfilling times of your life. If children and grandchildren are part of your life, having the financial ability to help them can be rewarding. A successful career, the freedom to live the lifestyle of choice, and a sense of satisfaction with what you have accomplished can make your freedom years truly enjoyable. However, there are still financial issues that should be addressed.
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