HIGH-YIELD REWARD CHECKING PUTS YOU IN CONTROL
HIGH-YIELD REWARD CHECKING MAY BE YOUR ANSWER
Pearl Hawaii’s reward checking accounts pay either a high-interest rate, cash back, or credit with one of your favorite vendors. Typically, you can earn more with Pearl Hawaii’s reward checking than you can get from a savings account, certificate of deposit (CD), or certificates. Also, you can spend from your account easily without locking in your funds for a period of time.
Our world is constantly shifting and changing. Dividends are also consistently fluctuating. These days, it seems like change is the only thing that is a certainty. However, Pearl Hawaii’s checking options can give you a way to take control of your dividends.
WITH REWARD CHECKING, YOU ARE IN CONTROL
With our reward checking accounts*, you can choose between a high rate, cash back, or a monthly $10 reward from iTunes, Amazon, or Google. To get the rewards, do things that you probably do already. Simply, conduct 12 Debit Card authorized purchases per month, log into PHFCUOnline once per month, and be enrolled in e-statements… Easy-peasy.
ADDITIONAL BENEFITS INCLUDE:
- No minimum balance
- No monthly maintenance fees
- Nationwide ATM withdrawal fee refunds up to $20 per cycle
- With Kasasa Cash* and Kasasa Cash Back*, you gain access to Kasasa Saver**
BUILD YOUR OUR SAVINGS… AUTOMATICALLY.
Our Kasasa Saver account is simple, straightforward, and earns a competitive rate. You can pair it with our reward checking, Kasasa Cash or Cash Back, accounts that earn great rewards, like cash back or extra interest.
KASASA SAVINGS BENEFITS:
- No monthly service fees
- No minimum balance
- 0.75% APY up to a balance cap of $20,000 (If account requirements are met)
- Earn a base rate of 0.005% APY (If the account requirements are not met)
Simply, open your account and get started immediately.
CHECKING LINKS
Rates
| Account | Benefits | Minimum Balance | |
|---|---|---|---|
|
Pearl Checking |
No minimum deposit, monthly service fee, or minimum balance requirement. |
$0 |
Open |
|
Teen Debit & Checking |
No minimum deposit, monthly service fee, or minimum balance requirement. |
$0 |
Open |
Rates effective as of: March 18, 2025
Teen Debit Card Account Disclosures
Please bring your teen’s social security card when opening the account. Opening/minimum balance is $5.00. Certain conditions and restrictions may apply. An adult (the account owner) will be responsible for all transactions, fees, and overdrafts that occur. Must be aged 13 to 17.
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
|
Cell Value |
Cell Value |
Cell Value |
Rates effective as of: March 18, 2025
{Optional: Insert table disclosure information}
Open Account
Leaving Our Website
By accessing this link, you will be leaving the Credit Union’s web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.
We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
You will be leaving the credit union’s site.