Q | I am not familiar with Automatic Payments. How do they work?

A | If you have a Pearl Hawaii loan, you can opt for Automatic Payments as an option. Automatic Payments will electronically transfer funds from your Pearl Hawaii Federal Credit Union account to your loan. Essentially, you can choose to do a payroll deduction, automatic transfer from another account at Pearl Hawaii, through PHFCUOnline, or submit an electronic payments from another institution via ACH.