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Pearl Hawaii Credit Union
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Pearl Hawaii Credit Union
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Loan Protection

Protect your family against the unexpected

Savings Certificates
  • Value of Loan Protection

    • EASY - Simple to apply for.
    • BUDGET-FRIENDLY - Comfortably fits into your monthly payment.
    • VOLUNTARY - Adding it to your loan is voluntary and won't affect your loan approval.
    • PUTS YOU AT EASE - Rest easy, knowing you could be taken care of in so many problem situations.
    CONTACT

    Be prepared for the unexpected

    Loan protection could cancel your loan balance or payments up to the contract maximums. Life can be wonderful, but it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against death, disability, or involuntary unemployment could help protect your finances.
     

    Select any of the links below to learn more:

    LifePlus, Disability & Unemployment

    Life Plus
    Balance Cancellation*
    Payment Cancellation**
    Accident & Sickness
    Graded Benefits at Age of Death*

    Disability
    Payment Cancellation
    Accident & Sickness
    30-day Elimination Period

    Involuntary Unemployment
    Payment Cancellation
    30-day Elimination Period

    *Your purchase of loan protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. ** Applies to Death, Terminal Illness and Accidental Dismemberment. *** Applies to Hospitalization, Family Medical Leave and Loss of Life of a Non-Protected Dependent

Need to submit a claim? We are here to help.

If you elected payment protection on your loan, you can use this convenient claims process to quickly and easily file your claim. Payment Protection Products Include: Life (Terminal Illness, Accidental Dismemberment, Hospitalization, Family Medical Leave, Loss of Life of a Dependent), Disability, and Involuntary Unemployment. Call 1 (844) 707-4964 or file a claim.