Pearl Hawaii’s Teen Debit & Checking
PEARL HAWAII’S TEEN DEBIT & CHECKING IS YOUR FIRST STEP
Ultimately, give your teens the financial tools today to build the future they want with Pearl Hawaii’s Teen Debit & Checking Account*. Keep track of their spending and help them save toward their goals with PHFCUOnline. Also, teens can customize their banking experience within our online banking system. Additionally, teens can set up and work toward a specific savings goal, and you can choose to reward them when they get there.
TEEN DEBIT & CHECKING OVERVIEW
ALLOWANCE MADE EASY
- Transfer funds anytime
- Set up your child’s allowance with a recurring transfer or transfer money as needed.
Benefits of Pearl Hawaii’s Teen Debit & Checking
- Hands-on Money Management | Teens can use our customizable online banking app to track transactions, manage their accounts and build financial skills.
- Mobile Pay | Set up mobile pay so your teen can make purchases with their phone.
- Build-In Support | As a joint accountholder, you can monitor activity, assist with account management, and schedule recurring or one-time transfers.
- Smart Spending Controls | Turn the card on or off instantly, set spending limits or restrict certain types of transactions.
- Account Alerts | Receive free text notifications to stay updated on your teen’s spending, account balance or when they have reached threshold you’ve set.
- Access to Cash | Withdraw surcharge free from our Waipio ATM or through our partnered First Hawaiian Bank ATMs.
PLAN THE FUTURE TOGETHER
A debit card for teens is the first step to teaching financial freedom. Parents can help guide their children on the right financial path with the help of Pearl Hawaii’s Teen Debit & Checking Account (for teens aged 11-17). Overall, parents can manage spending habits and teach them positive financial behaviors through the use of a debit card. Essentially, parents can monitor transactions and get alerts concerning the account and advise their child along the way.
OPEN YOUR TEEN’S DEBIT & CHECKING ACCOUNT NOW
Simply, open your teen’s account online now to get started.
CHECKING LINKS
- Direct Deposit & Payroll Allotment
- Order Checks
- Request a Debit Card Online
- Online Banking Login Instructions
- e-statements
- Additional Services
- Financial Education
- How Do I Set-Up Direct Deposit?
FINANCIAL EDUCATION RESOURCES
- Banzai Financial Literacy
- Momi’s MoneyÂ
- Teen Debit & Checking
- PHFCUOnline
- SnapDeposit
- Identity Theft
- Open An Account Online
Â
READY TO GET STARTED ON A TEEN DEBIT & CHECKING ACCOUNT?
If you have questions, call us at 808.73.PHFCU (737.4328) or visit one of our locations on Oahu (Waipio, Waianae, Ewa Beach, Honolulu,  Airport,  and Pearl Harbor). You can also open your account online to get started…
Â
*Opening/minimum balance is $5.00. Certain conditions and restrictions may apply. An adult (the account owner) will be responsible for all transactions, fees and overdrafts that occur. Must be aged 11 to 17.
Â
Â
Test Modal
Modal Content
Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.
| Column Title | Column Title | Column Title |
|---|---|---|
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
| Cell Value | Cell Value | Cell Value |
Rates effective as of: March 29, 2026
{Optional: Insert table disclosure information}
Open Account
Leaving Our Website
By accessing this link, you will be leaving the Credit Union’s web site and entering a web site hosted by another party.
Although the Credit Union has approved this as a reliable partner site, please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of the Credit Union’s web site. The other party is solely responsible for the content of its web site.
We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of the Credit Union.
You will be leaving the credit union’s site.