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Pearl Hawaii Credit Union
Android GET - On the App Store
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Pearl Hawaii Credit Union
Apple GET - On the App Store

Happy Graduation!

Congrats

Happy Graduation! You are on YOUR time now… Get started with a Pearl Hawaii account to help you on a path to a financially free life.

 

STEP 1 |  OPEN A SAVINGS + REWARDS CHECKING ACCOUNT

START HERE:

open an account

Get rewarded! Receive refunds from your purchases from iTunes®, Amazon®, and Google Play™.

MINIMUM OPENING DEPOSIT | $0

REWARDS | Earn up to $10.00 in refunds for iTunes®, Amazon.com® or Google Play™ purchases every month.* Nationwide ATM withdrawal fee refunds up to $20 per cycle.

MONTHLY SERVICE FEE | $0

INCLUDED SERVICES | Debit Card or Instant Issue Card

FREE SERVICES |  Online Banking, Bill Payment, Mobile App, SnapDeposit, Debit Card or Instant Issue Card, PearlPay Transfers, Exclusive Member Discounts, plus more.

BENEFITS | No minimum balance to earn rewards.

WHAT YOU NEED TO DO MONTHLY*

  • Conduct 12 Debit Card Purchases
  • Enroll in e-Statements (account earns a 1 time $5.00 deposit upon enrolling into e-statements)
  • Log into PHFCUOnline at least 1x per Month

 

TIPS WHEN FILLING OUT OUR ONLINE FORM

IDENTIFICATION | If you do not have a government-issued ID (for example, a driver’s license, State ID, or passport), we will accept your current high school ID and social security card. Select the Social Security option.

BENEFICIARIES | A beneficiary is any person who gains an advantage or profits from something typically left to them by another individual. Typically, this is a family member like a parent or sibling.

FUNDING | Add additional funding here. If you will be depositing your gift, select Not Funding At This Time. Your Graduation Gift Check will be deposited in step 3.

 

STEP 2 | WAIT FOR A CONFIRMATION TEXT OR EMAIL

Once your application has been successfully submitted, we will contact you to finalize the account opening process.

 

STEP 3 |  ENROLL IN PHFCUONLINE & DEPOSIT YOUR GIFT CHECK

 

GET HAPPY WITH PEARL HAWAII

 

Once you open your account, download our app, register for PHFCUOnline, and deposit your Graduation Gift Check…

online banking login instructions

download our app

 

SnapDeposit

Deposit your Graduation Gift with SnapDeposit.

With a mobile device, simply take a picture, select your Savings or Checking account, enter the amount, and tada! Within 24 business hours, your check will be available in your account.

SnapDeposit Instructions

 

 

NEED TO CONTACT US?

To avoid long wait times by calling us, you can also message us through our chat service by clicking the chat icon located at the bottom right.


 

begin

 

ONCE YOU OPEN AN ACCOUNT AT PEARL HAWAII, YOU WILL BE ABLE TO TAKE ADVANTAGE OF SEVERAL BENEFITS AND SERVICES TO ASSIST YOU WITH YOUR BANKING NEEDS.

 

ACCESS

Your Online Branch | Login Instructions

Shared Branching Pearl Hawaii members have access to many locations locally and thousands nationwide

Mobile Banking Download our app from your smartphone’s app store (search for Pearl)

ATM Access Members have surcharge-free access through First Hawaiian Bank ATMs.

PHFCUOnline

Digital Wallets (Apple, Google, Samsung)

PearlWallet Cardholders can review their card transactions, set alerts, develop controls, make payments, report a card as lost or stolen, and add or remove the cards they wish to manage.

PHFCUOnline

register login instructions

Learn more about your benefits and services and how you can upgrade you.


UPGRADE YOU.

Building trust, nurturing dreams, inspiring hope. From home or car loans to Hawaii’s most innovative banking services, Pearl Hawaii is committed to you. Bank at any of our Oahu locations in Waipahu, Ewa Beach, Waianae, Honolulu, Pearl Harbor, or near the Airport. Additionally, you can bank using PHFCUOnline just like one of our branches. To contact us, call us at 808.737.4328, toll-free at 800.987.5583, or email us at MyFamily@phfcu.com.

COMMUNITIES FAQs | JOIN | JOBS | THE PEARL | UPGRADE | BENEFITS & SERVICES

 

OUR MISSION + VISION

Caring for our local community with outstanding service and awesome innovation.  

 

OUR PURPOSE

Building trust, nurturing dreams, inspiring hope. One meaningful experience at a time.