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Pearl Hawaii Credit Union
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Home Equity Line of Credit Special | Apply Online

Home Equity Line of Credit (HELOC) Special

Make your Home Equity work for you!

With Pearl Hawaii’s Home Equity Line of Credit (HELOC) Special, the possibilities are endless. For example, consolidate debt, fix up your home, pay tuition, or whatever you need. Pearl Hawaii offers affordable rates and flexible financing options. Additionally, the interest you pay may be tax-deductible (Consult your tax advisor for your personal situation).

Home Equity Line of Credit Special Rate Limited Time Offer!

2 YEAR FIXED INTRO RATE

  • 80% Loan-to-Value Intro Rate: 2.00% APR*
  • 90% Loan-to-Value Intro Rate: 4.50% APR*

3 YEAR FIXED INTRO RATE

  • 80% Loan-to-Value Intro Rate: 3.00% APR*
  • 90% Loan-to-Value Intro Rate: 5.50% APR*

CURRENT VARIABLE ANNUAL RATE

  • 80% Loan-to-Value Rate: 4.75% APR*
  • 90% Loan-to-Value Rate: 5.50% APR*

 

Get More with a Pearl Hawaii Home Equity Line of Credit Special

With a Home Equity Line of Credit, you can use your home’s value to get a much lower rate. Plus, It’s perfect if you’ve got an upcoming project, but don’t know exactly how much you’ll want to borrow. Mainly, you will have a continuous source of cash whenever you need it.

This provides homeowners with the opportunity to use the equity to obtain a credit limit of up to $300,000 (subject to the loan-to-value ratio, not exceeding 80% or 90%). Also, the convenience of writing checks is available.

HELOC SPECIAL BENEFITS

  • Credit lines up to $300,000.
  • Only pay interest on what you borrow.
  • Great for home renovations.
  • The initial advance is $10,000.
  • Additionally, there are no annual fees.
  • Tax-deductible (Consult your tax advisor for your personal situation).
  • Experienced specialists to help you through the application process.
  • Overall, great if you want the flexibility to use your funds over time.

 

 

For Rates and Terms

Let’s Get Started: Apply

 

*For disclosure and further details:  click here