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Pearl Hawaii Credit Union
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Let’s Get Personal… YOUR PERSONAL LOAN, YOUR PERSONAL WAY


YOUR PERSONAL LOAN, YOUR PERSONAL WAY

APPLY TODAY

Let’s get personal with Pearl Hawaii’s Personal Loans, which include flexible credit limits, low rates, and easy repayment options. With a variety of terms and payment plans, you can find a loan for whatever your lifestyle or financial situation needs. We can cover everything from taxes to shiny new smartphones to medical expenses. Ultimately, no matter what your dream or emergency, we want to help you along the way.

 

BENEFITS OF A PERSONAL LOAN
mortgages

  • Terms up to 7 years
  • Loans from $200 up to $30,000
  • Competitive rates

WHY A PERSONAL LOAN WITH PEARL HAWAII?

  • Debt Consolidation
  • Emergencies
  • Home Improvement
  • Medical Bills
  • Taxes
  • Big Purchases

 

BORROW UP TO $30,000

Personal

Terms APR* AS LOW AS Payment Example (Based on $1000; Monthly with 1 estimated final payment)
1 Year8.00%11 monthly payments of $86.99 + 1 of $86.41 apply
2 Year8.50% 24 monthly payments of $45.45 apply
3 Year8.75% 35 monthly payments of $31.68 + 1 of $31.45 apply
4 Year9.00% 47 monthly payments of $24.89 + 1 of $24.70 apply
5 Year9.50% 59 monthly payments of $21.00 + 1 of $20.84 apply
6 Year11.00% 71 monthly payments of $19.03 + 1 of $18.86 apply
7 Year15.00% 83 monthly payments of $19.30 + 1 of $19.06 apply

*Annual Percentage Rate (APR). The loan rates advertised are “A” Tier loan rates in our Multi-Tiered Loan Rate Program. Other rates and terms are available. Other terms, conditions, and restrictions may apply. Visit any of our branches for more information. May not be used for a business loan. Borrower must be 18 years of age or older. Promotion is subject to change or cancellation without prior notice. Rates are current as of 2/1/24.

IS A PEARL HAWAII PERSONAL LOAN RIGHT FOR YOU?

If you need to borrow money, a personal loan could likely help you. It can be used for nearly anything, it has a low rate, and it’s a more affordable alternative to a credit card. If you’re still not sure whether a loan is the right option for you, call us at 808.73.PHFCU (737.4328) or visit one of our locations on Oahu (Waipio, Waianae, Ewa Beach, Honolulu,  Airport,  and Pearl Harbor). Our team is ready to look at your financial situation and recommend the best option for you.

If you are ready, let’s get started: 

APPLY TODAY

PEARL HAWAII’S PERSONAL LOAN RESOURCES

Need to make a loan payment or want to apply?

 


Interested in Learning Your Options?

If you need to borrow money, we can help you. If you’re still not sure whether a loan is the right option for you, call us at 808.73.PHFCU (737.4328) or visit one of our locations on Oahu (Waipio, Waianae, Ewa Beach, Honolulu,  Airport,  and Pearl Harbor). Our team is ready to look at your financial situation and recommend the best option for you. You can also apply online to get started…

 


RESOURCES