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Pearl Hawaii Credit Union
Android GET - On the App Store
Pearl Hawaii Credit Union
Apple GET - On the App Store


You're welcome in advance

We'll get you a better deal on your car loan before you can say Mahalo nui loa.

Refinance to PHFCU
  • Car loans shouldn't be a drag

    If your loan is bogging you down, come to us to refinance. We can get you refinanced with a better rate, a better payment, and maybe even a better sunshade. You never know.
    • Refinancing for new and used vehicles
    • Reduce your interest rate
    • Lower your monthly payments

    I refinanced to Pearl Hawaii and they literally saved me hundreds off the rate of the loan and thousands on my emergency repair. What a difference!

    – Amanda

  • Payment


We'll give you a hundred bucks

Is your auto loan with someone else? When you refinance with us, we'll give you $100 in cash... not to mention a better rate!