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Pearl Hawaii Credit Union
Android GET - On the App Store
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Pearl Hawaii Credit Union
Apple GET - On the App Store

Smart Advance

Better than a payday loan

Get your money early at a comfy low rate.

Smart Advance
  • The smarter choice

    This small, short-term loan is a lot like a payday loan in the sense that you can get your money fast. However, it also comes with a much lower rate and minimal fees. Plus, the longer term will leave you with room to breathe.
    • No credit report needed
    • Terms up to 6 months
    • Loans up to $1,000

    Not only did they save me from my situation, they saved me from tons of fees that I would have had with the other lender.

    – Jon

Let's Get Started...

To get a fast decision, come into a branch, call us at 808.737.4328, or get started online.