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Get Pre-Approved for your Auto Loan!

Up to 8 Year Terms. Financing up to 110% of purchase

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Fast + Simple Auto Financing. 

PEARL HAWAII Loans — Right at the Dealership 

Buying a vehicle is simple with PearlDRIVE. Check out local dealers that offer PHFCU's low rate auto financing...then sign and drive the same day. It's just that easy. 

Why Choose Pearl Hawaii Financing? Low rates. No hassles.
  • Fast, simple loan approval process
  • Auto dealers State Wide
  • Rates as low as 2.19% apr*
  • Terms as high as 8 Years
  • Financing up to 110% of purchase (Yup... We give you extra if you want to grab some swag!)
  • Convenient auto pay options

  • Fast. Easy. Your Way. Get Started: 


    STEP 2 Select your vehicle online or in-person. Look for the Credit Union Direct Lending (CUDL) logo when shopping at the dealerships. 

    STEP 3 Request Pearl Hawaii financing and sign and drive the same day.

    CUDL Logo



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